Hi Robert- I would love to join this conversation and offer my expertise if it would be helpful. As a fine art insurance broker and advisor, I offer Risk Management advice to my museum and collector clients. Its not just about an insurance policy but about contract alignment with your risk and exposure; reviewing your susceptibility to self insuring when contracts dont align; what your comfortable with and what you absolutely cannot accept. Many clients feel they are forced to have a one-sided insurance program but it should be built around your institution and your needs and work with you, Not against you.. especially when a claim arises. I guess i am more of a "technical" contributor but happy to help if i can do so!
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Kristina Marcigliano, CLCS
Associate Director · Fine Art, WTW I Willis
Kristina.marcigliano@wtwco.com------------------------------