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  • 1.  Health Insurance for Full-Time Staff

    Posted 02-24-2016 05:25 PM

    Hello,

    I am reaching out to find out how your Museum or institution is offering healthcare coverage to full time staff in accordance to the Affordable Healthcare Act? We're using a post tax reimbursement system, but I feel there is probably a better solution, and wanted to know what our fellow Museums are doing - AND your feedback on the system you've implemented.

    We're a medium sized Museum with 3 FT and 6 PT staff. 

    Thank you for your assistance!

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    Katharine Hensler
    Executive Director
    Harbor History Museum
    Gig Harbor WA
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  • 2.  RE: Health Insurance for Full-Time Staff

    Posted 02-25-2016 12:49 PM

    We have a group policy purchased through a local agent that complies with ACA.  The museum pays 100% of the employee coverage; employee is responsible for family coverage.  Paying 100% reduces taxes for both the employee and the museum.  We had an HSA plan one year, but the high deductible was hard for staff to manage.  This year we have a PPO plan.  Part time employees are responsible for their own coverage. 

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    Marsha Rankin
    Executive Director
    Museum of South Texas History
    Edinburg TX

    Original Message